Ms Vonnie Kariwo joined First Capital Bank as Head of Operations in October 2012. Prior to that she was with Standard Chartered Bank Zimbabwe as Head Wholesale Banking Operations from 2008-2012,  Allied Bank of Zimbabwe ( formerly ZABG) as General Manager Operations & Logistics from 2006-2008.  She also worked in Retail Banking as Branch  manager with  Trust Bank and CBZ Bank.

Ms Kariwo has extensive experience in managing and directing banking operations with at least 30 years experience in main stream banking. She holds an MBA (merit) from the University of Gloucestershire (UK); Executive Diploma in Business Leadership ( distinction); IOBZ certificate; ACI Treasury Operations from FMA (UK); Certified Enterprise Risk Manager and member of IABFM Operations & Quality management