Lovemore Mangenda was appointed Head of Risk on 1 November 2019. He has over 20 years’ experience in the banking sector serving predominantly in Branch operations, Treasury, Finance and Risk. Lovemore’s executive responsibilities include leading the risk functions and defining the enterprise wide risk management strategic objectives for the business. He is the principal risk owner for major risk functions namely Credit Risk, Operational Risk, Market Risk, Treasury and Capital Risk. Lovemore is a qualified Chartered Accountant, CA(Z) and also a holder of Diploma in Banking (IOBZ), Hons Bachelor of Accounting Science Degree (UNISA) and Master of Business Administration Degree (NUST).