We share your belief that you must do your best for your family. Everyone needs a helping hand to provide those special things. Let us help you with a loan up to xx times your net salary.
Civil Servants Payroll loans are personal loans designed for civil servants in mind. As long as your salary is processed through SSB, this loan is for you.
Customers can visit any of our branches where they will be assisted with the appropriate application forms to make their applications.
Firstly, there should be an agreement between the bank and your employer to deduct your loan repayment from your payslip (deduction at source). If such an agreement is in place, then you can provide the following required documents for your loan to be assessed:
The above documents should be submitted at your nearest branch, together with the loan application form.
Yes, First Capital Bank can easily pay off your debts with other banks. All you need to do, is provide a valid settlement statement together with all the other loan requirements and the bank will do the rest.
One can qualify for a top up loan any time on request, as long as the net salary can accommodate an additional loan repayment deduction.
Yes, you are allowed to settle your account at any time as desired.
No penalty will be charged. However, the bank will apply all outstanding fees and interest to the settlement balance.
You don’t need to be a First Capital Bank account holder to qualify for a loan. However, your loan will only be disbursed to your salary account.
Loan proceeds will be disbursed to one’s salary account only.
A credit life insurance policy usually accompanies civil servants payroll loans. This insurance policy is structured to protect the customer and their families in the event of your death.
